Product Availability

Product Availability

By State

Fixed Indexed Annuities Simplified-Issue Life Insurance3
Personal Retirement Choice
Premium Bonus Rider
Elected / Not-Elected1
Personal Protection Choice2 Personal Income Annuity Simplicity Index Life Remembrance Life Safe Harbor Term Life
AK 8% / 4% Yes Yes Yes Yes Yes
AL 10% / 10% Yes Yes Yes Yes Yes
AZ 10% / 10% Yes Yes Yes Yes Yes
AR 10% / 10% Yes Yes Yes Yes Yes
CA No Yes Yes Yes Yes Yes
CO 10% / 10% Yes Yes Yes Yes Yes
CT No Yes Yes Yes Yes Yes
DC 10% / 10% Yes Yes Yes Yes Yes
DE 8% / 5% Yes Yes Yes Yes Yes
FL 10% / 10% Yes Yes Yes Yes Yes
GA 10% / 10% Yes Yes Yes Yes Yes
HI 10% / 10% Yes Yes Yes Yes Yes
IA No Yes Yes Yes Yes Yes
ID 10% / 10% Yes Yes Yes Yes Yes
IL 10% / 10% Yes Yes Yes Yes Yes
IN 8% / 5% Yes Yes Yes Yes Yes
KS 10% / 10% Yes Yes Yes Yes Yes
KY 8% / 5% Yes Yes Yes Yes Yes
LA 10% / 10% Yes Yes Yes Yes Yes
MA 10% / 10% Yes Yes Yes Yes Yes
MD 8% / 5% Yes Yes Yes Yes Yes
ME No No No No No No
MI 10% / 10% Yes Yes Yes Yes Yes
MN 8% / 4% Yes Yes Yes Yes Yes
MO 8% / 4% Yes Yes Yes Yes Yes
MS 8% / 5% Yes Yes Yes Yes Yes
MT 8% / 5% Yes Yes Yes Yes Yes
NC 8% / 4% Yes Yes Yes Yes Yes
ND 10% / 10% Yes Yes Yes Yes Yes
NE 10% / 10% Yes Yes Yes Yes Yes
NH 8% / 5% Yes Yes Yes Yes Yes
NJ 8% / 4% Yes Yes No Yes Yes
NM 10% / 10% Yes Yes Yes Yes Yes
NV 8% / 5% Yes Yes Yes Yes Yes
NY No No No No No No
OH 8% / 5% Yes Yes Yes Yes Yes
OK 8% / 5% Yes Yes Yes Yes Yes
OR 8% / 4% Yes Yes No Yes Yes
PA No Yes Yes No Yes Yes
RI 10% / 10% Yes Yes Yes Yes Yes
SC 10% / 10% Yes Yes Yes Yes Yes
SD 10% / 10% Yes Yes Yes Yes Yes
TN 10% / 10% Yes Yes Yes Yes Yes
TX 8% / 5% Yes Yes Yes Yes Yes
UT 8% / 5% Yes Yes Yes Yes Yes
VA 8% / 4% Yes Yes Yes Yes Yes
VT 10% / 10% Yes Yes Yes Yes Yes
WA 8% / 4% Yes Yes Yes Yes Yes
WI 10% / 10% Yes Yes Yes Yes Yes
WV 10% / 10% Yes Yes Yes Yes Yes
WY 10% / 10% Yes Yes Yes Yes Yes

Notes

Personal Retirement Choice Premium Bonus - FL only1:

  • The Premium Bonus Percentage and Surrender Charge Schedule (PRC only) are based on the issue age of the oldest owner:
  • PRC = 8% and 12 years for ages 0-64 and 5% and 10 years for ages 65-80

Personal Protection Choice Benefit Protection2:

  • In TX, this benefit is available for nursing home confinement only.
  • In AK, CA, CT, HI, IL, OR, PA, VA, and WA this benefit is not available.

Simplified-Issue Life Insurance3:

  • CA has not approved any of the accelerated benefit riders.
  • CT has not approved the Critical Illness Rider.
  • CT, MA, MD, TN, WA and CA have not approved the Unemployment Rider.
  • PA has not approved any reversionary annuity riders or the accidental death benefit rider with Remembrance Life.

Important Disclosures

For producer use only. Not for distribution to the public.

Products issued by Phoenix Life Insurance Company, East Greenbush, NY and PHL Variable Insurance Company (PHLVIC), Hartford, CT. PHLVIC is not licensed to conduct business in New York and Maine.

The insurers referenced above are separate entities and each is responsible for its own financial condition and contractual obligations.

Members of The Phoenix Companies, Inc.

A5084 ©2017 The Phoenix Companies, Inc.

BPD39356 08-17