UNDERSTAND OUR SUITABILITY STANDARDS - Annuities Only
Phoenix is strongly committed to complying with regulatory requirements and upholding ethical business practices to discourage the inappropriate sales of our products. Learn more about our suitability guidelines and get answers to questions about annuity suitability.
Complete Product Training
Learn the specific product training and continuing education requirements for your state. And, be sure to complete the Phoenix annuity training course prior to any solicitation. If you are selling life insurance, make sure you review our product Underwriting Guidelines.
Submit Applications in Good Order
You can download applications here or obtain a link from your Distributor for eApplication
access. Help ensure your client’s policy or contract is issued quickly and correctly by following instructions included in the cover sheet of the downloadable package.
Submit Contracting Paperwork
Your distributor will provide you with several forms you need to complete, sign and return to them. They will send to Phoenix directly for processing.
Complete Anti-Money Laundering Training
Phoenix requires you complete or show evidence you have completed Anti-Money Laundering (AML) Training. Once your contracting paperwork is approved, Phoenix will provide more details. Phoenix makes available to
you the LIMRA AML course and/or accepts RegEd courses. This must be completed every two years. Learn more about your AML obligations.
Phoenix completes the appointment process upon receipt of the first formal application, except for the state of Pennsylvania. This is currently the only pre-appointment state that requires appointment prior to the
solicitation and application submission.
Compensation statements are available by logging in to the Reports section of Phoenix SalesNet. Specific payment percentages are detailed in the compensation schedule included in your contract. Compensation schedules
with rate specific information will be provided as an amendment to your contract as new products are introduced to Phoenix’s portfolio.