Suitability & Compliance

Ethics & Responsibility

Professionally serving our clients

Phoenix is strongly committed to complying with regulatory requirements and upholding ethical business practices. Our suitability review process is designed to identify and discourage the inappropriate sale of our products. We review all new applications and consistently monitor pre/post issue activity to ensure compliance with suitability standards, state regulations and company policy.

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FAQ

I'm looking for quick answers to annuity suitability questions that may be easy to find.

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Non-resident sales

How do you evaluate non resident sales?

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Model Law

Understand the requirements imposed by the NAIC model law on suitability for all annuity transactions.

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Suitability Policy

Learn the official company position on suitability.

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Replacement Policy

Read how we evaluate the replacement of life insurance and annuity contracts.

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Helpful Tips

Avoid common mistakes when submitting business for review.

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Fiduciary Rule

Understand how to comply with the Department of Labor Fiduciary Rule